7. ISO ReportAgenda -May 12, 1997
AGENDA ITEM 7 - ISO REPORT
BACKGROUND: This is a report from the Fire Chief and will not be
carried to the agenda. This is information that you should be
aware of. We previously had this on a workshop agenda, but due to
time problems we did not present the report.
!NSURANCEVIC OFFICE, INC. l J- I N. CANAL STREET SUITE 950 CHICAGO, ILLINOIS 60606.7270 (312) 930-0070 (800) 444.4554 FAX: (3121 930-0017
November 5, 1996
Mr. Orland Leland, Assistant Fire Chief
Kalispell Fire Department
3 3 6 1 st Avenue East
P.O. Box 1997
Kalispell, MT 59903-1997
Dear Chief Leland:
We are enclosing a copy of the Classification Details in response to your recent request. These
details cover the items which are reviewed in our Fire Suppression Rating Schedule, and which
are of importance in determining your fire insurance classification.
These Classification Details were developed using the information obtained during our 1994
survey, and consider that conditions in your city have remained the same.
They refer only to the fire insurance classification of your city, which may be used in the
calculation of property insurance premiums, and are not for property loss prevention or life safety
purposes.
The city classification applies to properties with a needed fire flow of 3500 gpm or less. The
private and public protection at properties with larger needed fire flows are individually evaluated,
and may vary from the city classification.
The formula for calculating divergence is as follows:
.5 X ((Item 640) - .8 X (Item 590)]. Which for Kalispell is as follows .5 X [35.35 - .8
X 17.95] = 10.50.
Please contact us if you have any questions concerning the enclosed material.
Very truly yours,
Michael Ramirez
Customer Service Representative
Encl.
CLASSIFICATION DETAILS
Municipality: KALISPELL State: MT
Population: 11801 Date Surveyed: 8/94
Total Credit: 50.46 Class: 5
----------------------------------------------------------------------
RECEIVING AND HANDLING FIRE ALARMS
This section of the Fire Suppression Rating Schedule reviews the
facilities provided for the general public to report fires, and for
the operator on duty at the communication center to dispatch fire
department companies to the fires.
CREDIT
ACTUAL
MAXIMUM
1.
(Item 414) Credit for Telephone Service
This item reviews the facilities provided
for the public to report fires, including
the listing of fire and business numbers
in the telephone directory.
2.00
2.00
2.
(Item 422) Credit for Operators
This item reviews the number of operators
on duty at the communications center to
handle fire calls.
2.16
3.00
a
3.
(Item 432) Credit for Dispatch Circuits
This item reviews the dispatch circuit
facilities used to transmit alarms to
fire department members.
3.50
5.00
4.
(Item 440) Total Credit for Receiving
and Handling Fire Alarms
7.66
10.00
Relative Classification for Receiving and
Handling Fire Alarms
3
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CLASSIFICATION DETAILS (continued)
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FIRE DEPARTMENT
This section of the Fire Suppression Rating Schedule reviews the
engine, ladder and service companies, equipment carried, response
to fires, training and available fire fighters.
CREDIT
ACTUAL MAXIMUM
1. (Item 513) Credit for Engine Companies
This'item reviews the number of engine
companies and the hose and equipment
carried. 4.51 10.00
2. (Item 523) Credit for Reserve Pumpers
This item reviews the number of reserve
pumpers and the equipment carried on
each. 0.39 1.00
3. (Item 532) Credit for Pump Capacity
This item reviews the total available
pump capacity. 5.00 5.00
4. (Item 549) Credit for Ladder Service
This item reviews the number of ladder
and service companies and the
equipment carried. 1.41 5.00
5. (Item 553) Credit for Reserve Ladder Service
l This item reviews the number of reserve
ladder and service trucks, and the
equipment carried. 0.38 1.00
6. (Item 561) Credit for Distribution
This item reviews the percent of the built -
upon area of the city which has a first -due
engine company within 1 1/2 miles and a
ladder service company within 2 1/2 miles.- 2.12 4.00
7. (Item 571) Credit for Company Personnel
This item reviews the average number of
equivalent fire fighters and company
officers on duty with existing companies. 2.43 15.00+
8. (Item 581) Credit for Training
This item reviews the training facilities
and their use. 1.71 9.00
9. (Item 590) Total Credit for Fire Department 17.95 50.00+
Relative Classification for Fire Department
7
+ This indicates that credit for manning is open-ended, with no
maximum credit for this item.
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CLASSIFICATION DETAILS (egntinued)
WATER SUPPLY
This section of the Fire Suppression Rating Schedule reviews the
water supply system that is available for fire suppression in the
municipality.
1. (Item 616) Credit for the Water System
This item reviews the supply works, the
main capacity and the hydrant distribution.
2. (Item 621) Credit for Hydrants
This item reviews the type of hydrants
and the method of installation.
3. (Item 631) Credit for Inspection and
Condition of Hydrants
This item reviews the frequency of
inspections of hydrants and their
conditions.
4. (Item 640) Total Credit for Water Supply
Relative Classification for Water Supply
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CLASSIFICATION DETAILS
CREDIT
ACTUAL MAXIMUM
32.06 35.00
1.90 2'.00
1.39 3.00
35.35 40.00
2
Municipality: KALISPELL State: MT
Population: 11801 Date Surveyed: 8/94
Total Credit: 50.46 Class: 5
SUMMARY OF CREDIT
Credit Maximum
Feature Assigned Credit
Receiving and Handling Fire Alarms .............. 7.66 10.00
Fire Department ................................. 17.95 50.00
Water Supply .................................... 35.35 40.00
*Divergence ...................................... .10.50
------------------
Total Credit- 50.46 100.00
The Public Protection Classification is based on the total percentage
credit as follows:
Class Percentage Credited
1
90.00
or
more
2
80.00
to
89.99
3
70.00
to
79.99
4
60.00
to
69.99
5
50.00
to
59.99
6
40.00
to
49.99
7
30.00
to
39.99
8
20.00
to
29.99
9
10.00
to
19.99
10
0
to
9.99
*Divergence is a reduction in credit to reflect a difference in the
relative credits for Fire Department and Water Supply.
The above classification has been developed for use in property
insurance premium calculations.
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