1. ISO Rating for City of KalispellKalispell Fire/Ambulance Dept.
336 1 st Ave. East - P.O. Box 1997
Kalispell, MT 59903-1997
Report To: Mayor Boharski and City Council
From: Ted A. Waggener, Fire Chief
Chris A. Kukulski, City Manager
Subject: I. S. O. Consultant
Meeting Date: January 10, 2000
Telephone 406-758-7764
Fax 406-758-7758
Background: The Insurance Services Office, (ISO) is an independent organization
funded by user fees from the property and casualty insurers that use those services. Over
99% of the insurance companies use some or all of the services offered by ISO.
Insurance Services Office, Inc. (ISO) is the principal provider of insurance underwriting,
rating and statistical information to the property/casualty insurance industry in the United
States. One of the key information elements that insurers use in the underwriting and
rating process for property insurance policies is ISO's Public Protection Information,
which qualifies a community's fire suppression resources. Information regarding the fire
department, water supply, fire alarm system and boundries are critical to insurers
providing insurance coverage to the citizens of your community.
It is not the intent of ISO to provide a guide for life safety or loss prevention purposes.
Purchases, manpower and standard operating procedures are a local decision determined
by local conditions. Any effort to improve a community's ISO Rating will require a long
term effort and planning.
The Fire Suppression Rating Schedule should not be used as a guide for day-to-day fire
department operations.
It's important to remember that ISO has no regulatory authority. ISO simply surveys the
property and reports to the insurer who has requested the underwriting information.
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Emergency Services Consulting Group has contracted with the City of Kalispell for a
pre ISO evaluation. Mr. Joe Lynch will be here for the Monday night workshop to
arrange for visitation dates and to discuss the project in greater detail.
Recommendation: None at this time.
Fiscal Effects: The cost of this service is $9800.00, and we have $10,000 budgeted.
Respectfully Submitted:
C A
Ted A.Waggener Chris A. Kukulski
Fire Chief City Manager