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1. Union Contract Ratification - Firefighters Local 547City of Kalispell Post Office Box 1997 - Kalispell, Montana 59903-1997 - Telephone (406)758-7700 Fax(406)758-7758 REPORT TO: Honorable Mayor and City Council FROM: Chris A. Kukulski, City Manager SUBJECT: One Year Contract with The International Association of Firefighters Local Union No. 547 MEETING DATE: April 23, 2001 BACK GROUND: I am extremely pleased to announce that the administration and fire union have arrived at a one year contract. I firmly believe that the proposed contract is beneficial to both the City and the union. There are several reasons why the administration and union worked together to arrive at a one year agreement. The most important was to allow our new fire chief, Randy Brodehl, to have a year to become acclimated into the department prior to locking into a long term agreement. This is important in two ways: 1) call backs have become problematic based on their volume with both the administration and the union recognizing that the "call back" situation, which continues to grow, must be resolved. Payment for these "call backs" have also created a disincentive for firefighters to seek promotions into the fire department's administration. This is because nearly every firefighter/paramedic has a net income higher than the assistant chief and chief; and 2) both sides want to give the new fire chief one year to work closely with the firefighters without the stress of contract negotiations. There are four basic changes between the current firefighter contract and the one proposed: 1. The base wage increase to the City is 3.3% (this includes the annual step increase). 2. Each "call back" will be paid at a rate of $39.50. Call backs are currently paid at a rate of $38.00 for the first two hours, with every hour thereafter being paid at arate of 1.5 times the firefighters' rate of pay. "Out of City scheduled call backs" will be paid at time and one half with no flat rate for the first two hours. 3. "Replacement radios will be purchased as directed by management and City will supply new hire with radio." 4. The "Fire Training Officer" will be paid at a rate of $185.00 per month. This is equal to the EMT coordinator as each have the same level of responsibility and demand. Page 1 of 2 Attached is a cost out sheet that details this proposal. I would like to thank the management negotiation team which was made up of myself, Tec Mower and Marti Hensley, along with the union negotiation team comprised of Byron Guy, Craig Fischer, Kevin Hadley, Dave Dedman and Roger Phillips. Everyone handled themselves professionally and truly worked as a team to develop this one year contract. RECOMMENDATION: The City Council approve the attached one year contract between the City and The International Association of Firefighters Local Union No. 547. FISCAL EFFECTS: The total amount of "new money" in this contract is $42,382.84. The breakdown is $29,119.50 from the general fund, and $13,263.35 from the ambulance fund. ALTERNATIVES: As suggested by the Council. Respectfully submitted, Chris A. Kukulski City Manager Report compiled April 18, 2001 Page 2 of 2 Firefighter's One Year Contract General Fund Raise *3.3% Ambulance Fund Ambulance Runs 2,362 Ambulance Fund Total Total Amb & Gen Raise 2.17% base + step inc. $26,379.38 $3,374.98 $3.00 $1.50 X 2 employees Payroll taxes - Unemployment 0.25% $65.95 $8.44 Payroll taxes - Workers' Comp 2.93% $772.92 $98.89 Payroll taxes - Medicare 1.45% $286.88 $36.70 Payroll taxes - Retirement 14.36% $3,788.08 $484.65 Total Cost $31,293.201 $4,003.651 $7,086.00 $11,089.65 $42.382.85 "Ambulance runs are based on number of runs in budget estimate (2001/2002). Current Ambulance rates are $38.00, new rate will be $39.50. *Medicare was calculated for 14 of the 21 listed firefighters (75%). Hire date has to be 1985 or earlier for a firefighter to be exempt from medicare. *All Firefighters are exempt from FICA. *Workers Compensation rate is the new rate determined by MMIA for the fiscal year July 1, 2001 thru June 30, 2002. AGREEMENT BY AND BETWEEN THE CITY OF KALISPELL THE INTERNATIONAL ASSOCIATION OF FIREFIGHTERS LOCAL UNION NO. 547 JULY 1, 2001 - JUNE 30, 2002 TABLE OF CONTENTS I. RECOGNITION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 II. AGENCY SHOP . . . . . . . . . . . . . . . . . . . I AVAILABILITY OF UNION MEMBERSHIP . . . . . . . . . . . . . . . . . . 1 AGENCY SHOP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 III. DISCRIMINATION . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 IV. UNION BUSINESS . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 V. PREVAILING RIGHTS . . . . . . . . . . . . . . . . . . . . . . . . . . 3 VI. MAJOR SHIFT CHANGE . . . . . . . . . . . . . . . . . . . . . . . . . 4 VII. SALARIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 VIII. CALL BACK PAY . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 A) FIRE CALL BACK . . . . . . . . . . . . . . . . . . . . . . . . . . 4 B) AMBULANCE CALL BACK . . . . . . . . . . . . . . . . . . . . . . . 4 C) COMPENSATORY TIME . . . . . . . . . . . . . . . . . . . . . . . . 4 Ix. HOLIDAYS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 X. VACATIONS AND SICK LEAVE . . . . . . . . . . . . . . . . . . . . . . 7 XI. LONGEVITY PAY, HEALTH AND WELFARE BENEFITS . . . . . . . . . . . . . 7 XII. OPERATORS INSURANCE . . . . . . . . . . . . . . . . . . . . . . . . . 8 XIII. LEAVES OF ABSENCE . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Medical Leave . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 General Leave . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Military Leave . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 XIV. NO STRIKE CLAUSE . . . . . . . . . . . . . . . . . . . . . . . . . . 9 xv. GRIEVANCE PROCEDURE . . . . . . . . . . . . . . . . . . . . . . . . . 9 XVI. SAVINGS CLAUSE . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 XVII. EMPLOYEE BENEFITS . . . . . . . . . . . . . . . . . . . . . . . . . . 10 XVIII. UNIFORM AND CLEANING ALLOWANCE . . . . . . . . . . . . . . . . . . . 10 XIX. VACANCIES AND PROMOTIONS . . . . . . . . . . . . . . . . . . . . . . 10 Xx. REPLACEMENT RADIOS . . . . . . . . . . . . . . . . . . . . . . . . . 11 XXI. DURATION AND TERMINATION . . . . . . . . . . . . . . . . . . . . . . 11 APPENDICES APPENDIX "A" THIS AGREEMENT, made and entered into this day of 2001, by and between the CITY OF KALISPELL, hereinafter referred to as "EMPLOYER", and the INTERNATIONAL ASSOCIATION OF FIREFIGHTERS, LOCAL 547, hereinafter referred to as the "UNION". PURPOSE It is the purpose of this Agreement to achieve and maintain harmonious relations between the Employer and the Union; to provide for equitable and peaceful adjustment of differences which may arise; and to establish proper standards of wages, hours, and other conditions of employment. I. RECOGNITION The Employer recognizes the Union as the exclusive bargaining agent for all the Firefighters of the Fire Department excluding the Fire Chief, the Assistant Fire Chief, and other employees not represented by Local 4547. II. AGENCY SHOP AVAILABILITY OF UNION MEMBERSHIP Membership in the Union is available to all employees, upon completion of probation and confirmation of employee by the Council, on the same terms and conditions generally applicable to the members of the Union. The Employer shall notify the Union in writing when a new employee has been confirmed. AGENCY SHOP No employee in a bargaining unit shall be required to become a member of the Union as a condition of employment. Each employee shall have the right to join, not join, maintain or drop Union membership. Membership in the Union shall be separate, apart and distinct from assumption by each employee of his/her equal obligation to supply the financing of the cost of collective bargaining from which the employee receives benefits equal to those received by Union members. It is recognized that the Union is required both under law and under this Agreement to represent all of the employees in the bargaining unit fairly and equally without regard to whether or not an employee is a member of the Union. Inasmuch as the terms of this Agreement have been made for all employees in the bargaining unit and all employees derive benefits Agreement Page 1 of 12 thereunder, it is fair that each employee in the bargaining unit assume his/her fair share of the obligation along with the grant of equal benefits contained in this Agreement. In accordance with the above mentioned, all employees who do not become members of the Union upon confirmation by the council, shall after 31 days, as a condition of continuing employment, pay to the Union each month an amount of money equal to that paid by other employees in the bargaining unit who are members of the Union, which amount shall be limited to an amount of money equal to the Union's regular and usual initiation fees and its regular and usual dues. For present employees who do not choose to become members of the Union, such payments shall commence 31 calendar days following the date of execution of this Agreement. The Employer agrees to deduct Union dues, Initiation fees, or fair share fees of non -union members from the wages of employees who provide the Employer with a voluntary, written authorization, which shall not remain in force beyond the termination of this Agreement. Such deductions will be made by the Employer from the wages of employees on a prorated basis each pay period of each calendar month and will be transmitted to the appropriate recipient by the 20th day of the following month. In the event no wages are then due to the employee, or are insufficient to cover the required deduction, the deduction for, such month shall nevertheless be made from the first wages of adequate amount next due the employee and thereupon transmitted to the recipient. The Employer shall promptly notify the Union in writing of any revocation of the aforesaid authorization. The Union agrees to indemnify and hold the Employer harmless against any and all claims, suits, orders and judgments brought or issued against the Employer as a result of any action taken or not taken by the Employer under the provisions of this Article and as directed in writing by the Union. Agreement Page 2 of 12 III. DISCRIMINATION The Employer agrees not to discriminate against any employee for his activity on behalf of, or membership in the Union. The Employer and the Union agree that there shall be no discrimination against any employee because of age, race, creed, color, religion, or sex. The Employer recognizes that the desire of the employees to join the Union and to be represented by the Union will repose greater confidence in the execution of fair personnel relations. Therefore, the Employer agrees to take no action which may tend to discourage or encourage the desire of the employees to join the Union or frustrate the Union in its activity. No employee shall be discharged or discriminated against by the Employer for upholding Union principles. IV. UNION BUSINESS Employees elected or appointed to Union Offices shall be granted reasonable time to perform their Union functions including attendance of conventions, conferences, and seminars. It shall be the responsibility of the Union of the employee to provide for his replacement on shifts during such absence. A grievance chairman shall be allowed time off for all meetings which shall be mutually set by the Employer and the Union. Local 547 shall be allowed to hold regular and special meetings In the Fire Station. V. PREVAILING RIGHTS All rights and privileges held by the employees at the present time which are not included in this Agreement shall remain In full force, unchanged and unaffected in any manner, unless changed by mutual agreement. In the event the Fire Department should merge or consolidate with any other fire department, volunteer or paid, the members of the Fire Department covered by this Agreement shall retain all rights and seniority, and the members of the other department or departments shall be placed at the bottom of the seniority list. In the case of personnel reductions, the employee with the least seniority shall be laid off first. Time In the Fire Department shall be given the utmost consideration. No new employee shall be hired until the laid off employee has been given the Agreement Page 3 of 12 opportunity to return to work. In no case shall an employee of the Fire Department be dismissed without just cause. VI. MAJOR SHIFT CHANGE The Employer agrees to notify Employees in advance of major shift changes of three (3) or more employees. Employees shall have the right to exchange shifts upon approval of the Fire Chief, or in his absence, the Assistant Fire Chief. VII. SALARIES Salaries to be paid by the Employer are set forth in Appendices A, B and C, attached hereto and by this reference made a part hereof. Any employee covered hereunder required to accept the responsibilities and duties of a higher classification or rank for 12 or more hours in a shift will be paid $20.00 more for that shift. VIII. CALL BACK PAY A) FIRE CALL BACK. An employee who has completed his scheduled shift and who is subsequently recalled to duty prior to his next shift shall receive a minimum reporting sum equivalent to two (2) hours of pay at time and one-half (1-1/2) his applicable rate of pay when the recall is for the purpose of fire coverage and out of city scheduled transfers. B) AMBULANCE CALL BACK. An employee that has completed his scheduled shift and is subsequently called back to replace on duty firefighters who are performing ambulance duties will receive a flat rate of $ 39.50 per ambulance call, and, in the event, said call back results in more than two (2) hours, said employee shall be compensated at one and one-half times the employee's hourly rate for actual time worked in excess of said two (2) hours. Only EMT qualified employees will be utilized under this section. For the duration of this contract, the unit agrees to supply the manpower to cover the needs of the ambulance service. C) COMPENSATORY TIME. For purposes of compensatory time off, the Rules & Regulations, (Federal Register, Vol. 52, No. 11), as promulgated by the U.S. Department of Labor require that: Agreement Page 4 of 12 1) Firefighters shall be compensated under a 1127" day work period for any work within that schedule which results in a maximum hour standard of over 168 hours. 2) Firefighters who work the required hours to qualify for compensatory time off shall avail themselves of the provision of this Article by noting the hours worked to be applied to compensatory time on the time sheet supplied by the City. 3) Compensatory time received by Firefighters in lieu of cash shall be at the rate of one and one-half hours of compensatory time for each hour of overtime work. 4) Firefighters may be allowed to accumulate not more than 480 hours of compensatory time off for overtime hours worked. The 480 maximum compensatory time off shall represent not more than 320 hours of actual work. Firefighters who have accrued the maximum 480 hours of compensatory time must be paid in cash wages of time and one-half their regular rate of pay for overtime hours in excess of the maximum allowed under Paragraph 1, supra. Said compensation shall be paid in the pay period earned. 5) Any Firefighter who has accrued compensatory time off, may request the use of the compensatory time and shall be permitted such time off within a reasonable period after making the request, provided: a) The request for compensatory time off shall be made in the same manner that requests for vacation time are made, and b) The request for compensatory time off shall be made, when possible, at least two weeks prior to time off, and c) The City may, at its discretion, refuse compensatory time off, which such time off would disrupt the City's operation. d) Employer agrees to allow covered employees to cash in up to forty (40) hours of accrued compensatory time each November 1st. 6) Regardless of the terms of this Article, the City, at its option, may compensate Firefighters with cash in lieu of providing compensatory time off in any work week or work Agreement Page 5 of 12 period. overtime payment in cash, in whole or in part, shall not affect subsequent granting of compensatory time off in future work periods. Payments for accrued compensatory time may be made at any time and shall be paid at the regular rate earned by the Firefighter at the time the employee receives payment. 7) Upon termination of employment, a Firefighter shall be paid for unused compensatory time at a rate of compensation not less than: a) The average regular rate received by such employee during the last three years of the employee's employment, or b) The final regular rate received by such employee, whichever is higher. IX. HOLIDAYS Employees shall be granted the following holidays without loss of pay: A. New Year's Day B. Martin Luther King's Day C. President's Day D. Memorial Day E. Independence Day F. Labor Day G. Columbus Day H. Veterans Day I. Thanksgiving Day J. Christmas Day K. State -Election Day January I 3rd Monday in 3rd Monday in Last Monday i July 4th First Monday 2nd Monday in November 11 4th Thursday December 25`h January February May in September October in November It is understood and agreed between the Employer and the Union that the above listed holidays have previously been rolled into the base pay of the employees covered by this Agreement. In the event that the legislature of the State of Montana or the City Council of the City of Kalispell shall by law or ordinance establish any holidays in addition to the ones enumerated above, the holiday so established shall be granted to employees covered by this Agreement, and added into the base. Agreement Page 6 of 12 X. VACATIONS AND SICK LEAVE Vacations and sick leave shall be governed by State Law governing public employees, to -wit: Sections 2-18-611 through 620, MCA. A copy of said sections are attached as Exhibit "A" and by this reference made a part hereof. The Union and the Employer agree to the present method of scheduling vacations. XI. LONGEVITY PAY, HEALTH AND WELFARE BENEFITS A. Employer and the Union agree that longevity pay required under Section 7-33-4128, MCA, has been a subject of collective bargaining and said pay is included in the Appendices to this Agreement. B. For the period of this Agreement commencing on July 1, 1998 through June 30, 2001, the City shall determine the insurance carrier and contribute the amount determined by the Insurance Committee, based on the employee's status (single, married, or family), up to the following amount: Single $189.00 Married $399.00 Family $464.00 each month toward Health Insurance Coverage. As of the date of this Agreement, the premium charge for Single, Married and Family is $180.40, $383.35 and $445.87, respectively. In the event the City's actual budgeted amount for health insurance coverage in 1999-2000 adjusts the contributions currently being made, said adjustments shall be reflected in adjustments to Appendix "B" of this Agreement. C. During the term of this Agreement, the City's contribution to health insurance coverage for employees shall be capped as above specified. Employees covered by this Agreement shall pay any increase in the cost of health insurance above the cap. D. The City agrees to cover the cost not covered by the City's Health Insurance Policy for biennial physicals for all covered members. Those employees over 40 years of age desiring to have annual physicals may do so with the City Agreement Page 7 of 12 covering the cost not covered by the City's Health Insurance Policy. E. Except if changed by the City-wide insurance committee and approved by a City-wide vote, said coverage shall remain equal to or better than the coverage of July 1, 1995. XII. OPERATORS INSURANCE The City shall provide liability insurance protection as set forth in State law for every member of the bargaining unit while performing in the scope of their employment. XIII. LEAVES OF ABSENCE Medical Leave An employee who is unable to work because of illness or injury and who has exhausted all sick leave credit available shall, upon request, be granted a medical leave of absence without pay, up to six (6) months. The Employer may, in its sole discretion, renew such a leave. A request for a leave of absence or renewal thereof under this section shall be accompanied by a written doctor's statement outlining the condition of health and estimated time at which the employee is expected to be able to assume his normal responsibilities. General Leave Employees with a minimum of five (5) years experience in the Fire Department may apply for an unpaid leave of absence subject to the provisions of this section. The granting of such leave shall be at the sole discretion of the Employer. Such leave may be granted by the Employer for specialized training, extended illness of the employee's family, civic activities, public office, or other reasons deemed appropriate by the employer. Agreement Page 8 of 12 Military Leave Any employee who e will be granted military employee who is a memb components, or the Nat' required training duty i weekly and weekend drill military authorities. Su upon prompt employee's military unit concerned. t nlists or is leave in acc er of the A onal Guard, n accordance s and annual ch leaves will presentation called for military service ordance with State Law. Any rmed Forces, their reserve will be granted leave for with State Law. This covers tours, when offered by the be granted by the Employer of the official notice of XIV. NO STRIKE CLAUSE During the term of this Agreement, neither the exclusive representative nor any employee shall engage in a strike, defined as any concerted action in failing to report for duty, the willful absence from one's position, the stoppage of work slowdown, or the abstinence in whole or in part from the full, faithful, and proper performance of the duties of employment for the purpose of inducing, influencing, or coercing a change in the conditions or compensation of the rights, privileges, or obligations or employment. XV. GRIEVANCE PROCEDURE Grievances or disputes which may arise, including the interpretation of this Agreement, shall be settled in the following manner: Step 1. The Union Grievance Committee, upon receiving written and signed petition, shall determine if a grievance exists. If in their opinion no grievance exists, no further action is necessary. Step 2. If a grievance does exist, the Grievance Committee, with or without the physical presence of the aggrieved employee, shall present the grievance to the Chief of the Fire Department for adjustment. Step 3. If within ten (10) business days the grievance has not been settled, it shall be submitted to the City's Chief Executive Officer for adjustment. Agreement Page 9 0£ 12 Step 4. If within ten (10) business days no settlement has been reached, the grievance shall be submitted to the Montana State Board of Personnel Appeals. The findings of this arbitration board shall be binding upon all parties concerned. The cost for the service of the arbitrator shall be shared equally by both parties. XVI. SAVINGS CLAUSE If any provision of this Agreement or the application of such provision should be rendered or declared invalid by any court action or by reason of any existing or subsequently enacted legislation, the remaining parts or portions of this Agreement shall remain in full force and effect. Upon written request of a party, the parties hereby agree to meet within thirty (30) days thereafter to negotiate the modifications of the affected provisions. XVII. EMPLOYEE BENEFITS The parties hereto recognize that there the Firefighters Certified Retirement System is a pension plan required on a non-discriminatory basis to employees in accordance with State Law and funded accordingly. Any disagreement over the pension plan, pension payments and/or pension contributions shall be subject to the pension board ruling and appeals. XVIII. UNIFORM AND CLEANING ALLOWANCE It is understood and agreed between the Employer and the Union that the Uniform and Cleaning Allowance, heretofore included as a separate item of compensation under previous collective bargaining agreements, has been, and is hereby included in the base pay calculations of the Appendices, hereto. XIX. VACANCIES AND PROMOTIONS The City shall endeavor to fill City -declared vacancies within 90 days, and where relative or substantial abilities and qualifications are equal, the employer shall promote from within the Fire Department bargaining unit prior to seeking outside employment sources. The City will seek the input of the union before deciding whether or not to fill position(s). Promotions shall be awarded on the following basis: Agreement Page 10 of 12 A) A Promotion Board shall be established consisting of the Fire Chief, the Assistant Chief and two (2) Fire Captains selected by the Union. B) Qualifications for the position and the ability to perform in the position. 1) The City has the authority under this section to require testing of the employee's ability to perform specific tasks required of the position. 2) Required testing and evaluation shall be established and administered by the Promotion Board. C) Longest departmental seniority of employees applying for the position. 1) Actual longevity, as well as time in grade, will be considered. D) Past performance of applicants. 1) Applicants' personnel files shall be made available to Promotion Board, with attention to employee history considering work ethic, attitude and performance. XX. REPLACEMENT RADIOS Replacement radios will be purchased as directed by management and the City will supply new hires with radios. XXI. DURATION AND TERMINATION This Agreement shall be effective July 1, 1998 and shall remain in full force and effect through June 30, 2001. After ratification and execution, this Agreement shall not be modified in whole or in part by the parties except by instrument, in writing, duly executed by both parties. The parties hereto acknowledge that during the negotiations which result in this Agreement, each had the unlimited right and opportunity to make demands and proposals with respect to any subject or matter appropriate for collective bargaining, and that Agreement Page 11 of 12 the understandings and agreements arrived at by the parties after the exercise of that right and opportunity are set forth in this Agreement. Therefore the City of Kalispell and the International Association of Firefighters, Local #547, for the life of this Agreement, each voluntarily and unqualifiedly waives the right, and each agrees that the other shall not be obligated to bargain collectively with respect to any subject or matter, even though such subject or matter may not have been within the knowledge or contemplation of either or both of the parties at the time that they negotiated or signed this Agreement. All terms and conditions of employment not covered by this Agreement shall continue to be subject to the City's direction and control. This Agreement shall automatically be renewed from year to year and shall be binding in additional periods of one year unless either the City or Local #547 gives written notice to the other not later than May 1, next prior to the aforesaid expiration date of the Agreement of its desire to modify the Agreement for a successive term or to terminate the Agreement. Dated this day of Montana. CITY OF KALISPELL For the City City Manager 2001, at Kalispell, LOCAL 547, INTERNATIONAL ASSOCIATION OF FIREFIGHTERS For the Union President Secretary -Treasurer Agreement Page 12 of 12 APPENDIX "A" Base Pay: S2,639.03 (July 1,2001 Rank Pay: per month June 30, 2002) Marshall Captain Lieutenant Training Officer Fire Certification Pay EMT -I Certification Pay EMT -Paramedic Certification Pay EMT -Trainer Certification Pay EMT-Defribulator 0.1750 $461.83 0.1000 $263.90 0.0500 $131.95 $185.00 S75.00 S 155.00 S 185.00 $35.00 Training Officer -Fine and EMT -Trainer shall be entitled to appropriate Certificate Pay for EMT -I, EMT-P or EMT-D in addition to to the Trainer Premium Certificates for other than Trainer shall not be stacked MONTHLY YEARLY YEARS INDEX SALARY SALARY 0 1.0000 $2,639.03 $31,668.36 1 1.0130 S2,673.34 $32,080.05 2 1.0260 $2,707.64 $32,491.74 3 1.0390 $2,741.95 $32,903.43 4 1.0520 $2,776.26 $33,315.11 5 1.0650 $2,810.57 $33,726.80 6 1.0780 $2,844.87 $34,138.49 7 1.0910 S2,879.18 $34,550.18 8 1.1040 S2,913.49 $34,961.87 9 1.1170 S2,947.80 $35,373.56 10 1.1300 $2,982.10 $35,785.25 11 1.1430 S1016.41 $36,196.94 12 1.1560 S1050.72 $36,608.62 13 1.1690 $3,085.03 S37,020.31 14 1.1820 S3,119.33 S37,432.00 15 1.1950 $3,153.64 S37,843.69 16 1.2080 $3,187.95 $38,255.38 17 1.2210 $3,222.26 $38,667.07 18 1.2340 $3,256.56 $39,078.76 19 1.2470 S3,290.87 $39,490.44 20 1.2600 $3,325.18 $39,902.13 21 1.2730 $3,359.49 $40,313.82 22 12860 $3,393.79 $40,725.51 23 1.2990 $3,428.10 $41,137.20 24 1.3120 $3,462.41 $41,548.89 25 1.3250 S3,496.71 $41,960.58 26 1.3380 $3,531.02 $42,372.27 27 1.3510 $3,565.33 $42,783.95 28 1.3640 $3,599.64 $43,195.64 29 1.3770 S3,633.94 $43,607.33 30 1.3900 S3,668.25 $44,019.02 31 1.4030 S3,702.56 S44,430.71 32 1.4160 $3,736-87 S44,842.40 33 1.4290 $3,771.17 S45,254.09 34 1.4420 $3,805.48 $45,665.78 35 1.4550 $3,839.79 $46,077.46