Resolution 4753 - BOI - Intercap Revolving Program - $49,000 General Fund Loan(GENERAL FUND LOAN)
RESOLUTION AUTHORIZING PARTICIPATION IN THE INTERCAP PROGRAM
CERTIFICATE AS TO RESOLUTION 4753
AND ADOPTING VOTE
I, the undersigned, being the duly qualified and acting recording officer of the City of Kalispell, Montana,
hereby certify that the attached resolution is a true copy of a Resolution entitled: 'RESOLUTION AUTHORIZING
PARTICIPATION IN THE BOARD OF INVESTMENTS OF THE STATE OF MONTANA ANNUAL
ADJUSTABLE RATE TENDER OPTION MUNICIPAL FINANCE CONSOLIDATION ACT BONDS (INTERCAP
REVOLVING PROGRAM), APPROVING THE FORM AND TERMS OF THE LOAN AGREEMENT AND
AUTHORIZING THE EXECUTION AND DELIVERY OF DOCUMENTS RELATED THERETO " (the
'Resolution"), on file in the original records of the City in my legal custody; that the Resolution was duly adopted by the
City Council of the City at a regular meeting on April 1, 2002, and that the meeting was duly held by the City Council
and was attended throughout by a quorum, pursuant to call and notice of such meeting given as required by law; and that
the Resolution has not as of the date hereof been amended or repealed.
I further certify that, upon vote being taken on the Resolution at said meeting, the following Council members
voted in favor thereof: Jim Atkinson Don Coun sell, Randv K envon. Fred Leistiko, Hank Olson, Jayson Peters and
Mayor Pamela B. Kennedy ; voted against the same: Robert Hafferman ; abstained from voting thereon:
None ; or were absent: Duane Larson .
WITNESS my hand and sea] officially this 19th day of November, 2002.
Theresa White
City Clerk
RESOLUTION - 1
RESOLUTION NO. 4753
RESOLUTION AUTHORIZING PARTICIPATION IN THE BOARD OF INVESTMENTS OF
THE STATE OF MONTANA ANNUAL ADJUSTABLE RATE TENDER OPTION
MUNICIPAL FINANCE CONSOLIDATION ACT BONDS (INTERCAP REVOLVING
PROGRAM), APPROVING THE FORM AND TERMS OF THE LOAN AGREEMENT AND
AUTHORIZING THE EXECUTION AND DELIVERY OF DOCUMENTS RELATED
THERETO
BE IT RESOLVED BY THE CITYCOUNCIL (the Governing Body) OF THE CITY OF KALISPELL
(the Borrower) AS FOLLOWS:
ARTICLE I
DETERMINATIONS AND DEFINITIONS
Section1.01. Definitions. The following terms will have the meanings indicated below for all purposes
of this Resolution unless the context clearly requires otherwise. Capitalized terms used in this Resolution and not
defined herein shall have the meanings set forth in the Loan Agreement.
Adjusted Interest Rate means the rate of interest on the Bonds determined in accordance with the
provisions of Section 3.03 of the Indenture.
Authorized Representative shall mean the officers of the Borrower designated and duly empowered by
the Governing Body and set forth in the application.
Board shall mean the Board of Investments of the State of Montana, a public body corporate organized
and existing under the laws of the State and its successors and assigns.
Board Act shall mean Section 2-15-1808, Title 17, Chapter 5, Part 16, MCA, as amended.
Bonds shall mean the Bonds issued by the Board pursuant to the Indenture to finance the Program.
Borrower shall mean the Borrower above named.
Indenture shall mean that certain Indenture of Trust dated March 1, 1991 by and between the Board and
the Trustee pursuant to which the Bonds are to be issued and all supplemental indentures thereto.
Loan means the loan of money by the Board to the Borrower under the terms of the Loan Agreement
pursuant to the Act and the Borrower Act and evidenced by the Note.
Loan Agreement means the Loan Agreement between the Borrower and the Board, including any
amendment thereof or supplement thereto entered into in accordance with the provisions thereof and hereof.
Loan Agreement Resolution means this Resolution or such other form of resolution that the Board may
approve and all amendments and supplements thereto.
Loan Date means the date of closing a Loan.
Loan Rate means the rate of interest on the Loan which is initially 3.15% per annum through February
15, 2003 and thereafter a rate equal to the Adjusted Interest Rate on the Bonds and up to 1.5%per annum as necessary to
pay Program Expenses.
Note means the promissory note to be executed by the Borrower pursuant to the Loan Agreement, in
accordance with the provisions hereof and thereof, in substantially the form set forth in the Promissory Note, or in such
form that may be approved by the Board.
Program shall mean the INTERCAP Program of the Board pursuant to which the Board will issue and
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Project shall mean those items of equipment, personal or real property improvements to be acquired,
installed, financed or refinanced under the Program as set forth in the Description of the Project/Summary of Draws.
Security Instrument means a security agreement in substantially the form set forth, and, a Uniform
Commercial Code financing statement, in a form acceptable to the Board and the Trustee granting a security interest in,
or a lien on, the property constituting the Project or other real or personal properties added to or substituted therefor.
Trustee shall mean U.S. Bank Trust National Association MT (formerly known as Fast Trust Company
of Montana National Association) and its successors.
Section 1.02. Authority. The Borrower is authorized to undertake the Project and is further authorized
by the Borrower Act to enter into the Loan Agreement for the purpose of obtaining a loan to finance or refinance the
acquisition and installation costs of the Project.
Section 1.03. Execution of Agreement and Delivery of Note. Pursuant to the Indenture and the Board
Act, the Board has issued and sold the Bonds and deposited a part of proceeds thereof in the Loan Fund held by the
Trustee. The Board has, pursuant to the Term Sheet, agreed to make a Loan to the Borrower in the principal amount of
$49,000.00 and upon the further terms and conditions set forth herein, and as set forth in the Term Sheet and the Loan
Agreement.
ARTICLE B
THE LOAN AGREEMENT
-Section 2.01. Terms. (a) The Loan Agreement shall be dated as of the Loan Date, in the principal
amount of $49,000.00 and shall constitute a valid and legally binding obligation of the Borrower. The obligation to
repay the Loan shall be evidenced by a Promissory Note. The Loan shall bear interest at the initial rate of 3.15% per
annum through February 15, 2003 and thereafter at the Adjusted Interest Rate, plus up to 1.5% per annum as necessary
to pay the cost of administering the Program (the Program Expenses). All payments may be made by check or wire
transfer to the Trustee at its principal corporate trust office.
(b) The Loan Repayment Dates shall be February 15 and August 15 of each year.
(c) The principal amount of the Loan may be prepaid in whole or in part provided that the Borrower
has given written notice of its intention to prepay the Loan in whole or in part to the Board no later than 30 days prior to
the designated prepayment date.
(d) The Prepayment Amount shall be equal to the principal amount of the Loan outstanding, plus
accrued interest thereon to the date of prepayment.
(e) Within fifteen days following an Adjustment Date, the Trustee shall calculate the respective
amounts of principal and interest payable by each Borrower on and with respect to its Loan Agreement and Note for the
subsequent August 15 and February 15 payments, and prepare and mail by first class mail a statement therefor to the
Borrower.
Section 2.02. Use and Disbursement of the Proceeds. The proceeds of the Loan will be expended solely
for the purposes set forth in the Description of the Project/Summary of Draws. The proceeds from the sale of the Note to
the Board shall remain in the Borrower's Account pending disbursement at the request of the Borrower to pay the
budgeted expenditures in anticipation of which the Note was issued. Requests for disbursement of the Loan shall be
made to the Board. Prior to the closing of the Loan and the first disbursement, the Borrower shall have delivered to the
Trustee a certified copy of this Resolution, the executed Loan Agreement and Note in a form satisfactory to the
Borrower's Counsel and the Board's Bond Counsel and such other certificates, documents and opinions as set forth in the
Loan Agreement or as the Board or Trustee may require. The Borrower will pay the loan proceeds to a third party
within five business days after the date they are advanced (except for proceeds to reimburse the Borrower for previously
paid expenditures, which are deemed allocated on the date advanced).
Section 2.03. Payment and Security for the Note. In consideration of the making of the Loan to the
Borrower by the Board, the provisions of this Resolution shall be a part of the Agreement of the Borrower with the
Board. The provisions, covenants and Agreements herein set forth to be performed by or on behalf of the Borrower shall
be for the benefit of the Board. The Loan Agreement and Note shall constitute a valid and legally binding obligation of
RESOLUTION - 3
the Borrower and the principal of and interest on the Loan shall be payable from the general fund of the Borrower, and
any other money and funds of the Borrower otherwise legally available therefor. The repayment of the Loan shall be
secured by a security interest in the Project being financed. The Borrower shall enforce its rights to receive and collect
all such taxes and revenues to insure the prompt payment of the Borrower obligations hereunder.
Section2.04. Representation Regarding the Property Tax Limitation Act. The Borrower recognizes and
acknowledges that the amount of taxes it may levy is limited by the state pursuant to Section 15-10-402, et. seq. (the
Property Tax Limitation Act). The Borrower is familiar with the Property Tax Limitation Act and acknowledges that the
obligation to repay the Loan under the Agreement and Note are not exceptions to the provisions of the Property Tax
Limitation Act. The Borrower represents and covenants that the payment of principal of and interest on the Loan can
and will be made from revenues available to the Borrower in the years as they become due, notwithstanding the
provisions of the Property Tax Limitation Act.
Section 2.05. Levy and Appropriate Funds to Repay Loan. The Borrower agrees that in order to meet
its obligation to repay the Loan and all other payments hereunder that it will budget, levy taxes for and appropriate in
each fiscal year during the term of the Loan an amount sufficient to pay the principal of and interest hereon within the
limitations of the Property Tax Limitation Act, as may be amended, and will reduce other expenditures if necessary to
make the payments hereunder when due.
ARTICLE IB
CERTIFICATIONS, EXECUTION AND DELIVERY
Section3.01. Authentication ofTranscriffi. The Authorized Representatives are authorized and directed
to prepare and furnish to the Board and to attorneys approving the validity of the Bonds, certified copies of this
Resolution and all other resolutions and actions ofthe Borrower and of said officers relating to the Loan Agreement, the
Note, the Security Agreement and certificates as to all other proceedings and records of the Borrower which are
reasonably required to evidence the validity and marketability of the Note. All such certified copies and certificates shall
be deemed the representations and recitals of the Borrower as to the correctness of the statements contained therein.
Section 3.02. Legal Opinion. The attorney to the Borrower is hereby authorized and directed to deliver
to the Board at time of Closing of the Loan his or her opinion regarding the Loan, the Loan Agreement, the Note and
this Resolution in substantially the form of the opinion set forth in the Attorney's Opinion.
Section 3.03. Execution. The Loan Agreement, Note, Security Agreement and any other document
required to close the Loan shall be executed in the name of the Borrower and shall be executed on behalf of the
Borrower by the signatures of the Authorized Representatives of the Borrower.
PASSED AND APPROVED by the City CounciMitb ay of November, 2002.
Its Ma or
Attest:
yest:2xl�f
Its Citv Clerk
RESOLUTION - 4