City of Kalispell/CAPNM NSP3 Program Income PlanNeighborhood Stabilization Program 3
Program Income Plan
Grantor "Commerce"
Montana Department of Commerce
Community Development Division
Grantee "the City"
City of Kalispell, Montana
201 151 Avenue East, Kalispell, MT 59901
Sub -Recipient "CAPNM"
Northwest Montana Human Resources
dba Community Action Partnership
of Northwest Montana
Grantor Contact
Jennifer Olson
Division Administrator
Community Development Division
406-841-2773
jeolson@mt.gov
Grantee Contact
Doug Russell
City Manager
406.758-7703
drussell@kalispell.com
Sub -Recipient Contact
Tracy Diaz
Executive Director
406.752.6565
tdiaz@capnm.net
Need for Plan Governing Neighborhood Stabilization Program (NSP) Program Income
The purpose of this plan is to establish guidelines on the policies and procedures for the administration
and utilization of program income received as a result of activities funded under the NSP.
NSP 3 is authorized under Section 1497 of the Dodd -Frank Wall Street Reform and Consumer Protection
Act: Additional Assistance for the Neighborhood Stabilization Program.
This NSP Program Income Plan is intended to satisfy the requirements specified in federal statute and
regulation at Section 104(j) of the Housing and Community Development Act ("the Act"), as amended in
1992 and 24 Code of Federal Regulations (CFR) 570.489 (e) (3) and Section 1497 of the Dodd -Frank Wall
Street Reform and Consumer Protection Act: Additional Assistance for the Neighborhood Stabilization
Program.
These statutory and regulatory sections permit the Grantee and Sub -Recipient to retain for reuse, NSP
program income generated by eligible NSP activities. The eligible NSP activities shall principally benefit
low-, moderate-, and middle -income (LMMI) individuals and families, and limited to only those activities
as described in the Grantee's Application and Commerce Contract # MT-NSP-12-007-01-001 and
subsequent contract amendments.
Acceptance of the NSP Program Income Plan
The NSP Program Income Plan details the proposed uses of NSP Program Income and confirms the
jurisdiction's required compliance with state and federal regulations.
NSP Program Income Plan, updated December 18, 2015 Page 1 of 7
Program Income Defined
Program income is defined within federal regulations at 24 CFR 570.500(a), which specify that NSP
program income is gross income received by the Grantee that has been directly generated from the use
of NSP funds. There are limitations and requirements based on the NSP activity that generated the
program income and on the date the income is received. When program income is generated by an
activity that is only partially assisted with NSP funds, the income shall be prorated to reflect the
percentage of NSP funds used.
1. Examples of program income include, but are not limited to, the following:
• Proceeds from the disposition by sale or long-term lease of real property purchased or improved
with NSP funds;
• Proceeds from the disposition of equipment purchased with NSP funds;
• Gross income from the use or rental of real or personal property acquired by the grantee with
NSP funds, less costs incidental to generation of the income;
• Gross income from the use or rental of real property, owned by the grantee that was
constructed or improved with NSP funds, less costs incidental to generation of the income;
• Payments of principal and interest on loans made using NSP funds;
• Proceeds from the sale of loans made with NSP funds;
• Proceeds from sale of obligations secured by loans made with NSP funds;
• Interest earned on funds held in a revolving fund account;
• Interest earned on program income pending its disposition; and
• Funds collected through special assessments made against properties owned and occupied by
households not of low and moderate income, where the assessments are used to recover all or
part of the NSP portion of public improvement.
2. Program income does not include, but is not limited to, the following:
• Interest earned on grant advances from the U.S. Treasury. Any interest earned on grant
advances is required to be returned to the U.S. Treasury;
• Proceeds from fund-raising activities carried out by subrecipients that are receiving NSP
assistance to implement eligible activities;
• Funds collected through special assessments that have been made to recover the non-NSP
portion of a public improvement;
• Proceeds from the disposition by the grantee of real property that has been acquired or
improved with NSP funds when the disposition occurs after grant close-out for entitlement
grantees;
• Proceeds from the disposition of real property that has been acquired or improved with NSP
funds, where the disposition occurs within a five-year period after expiration of the agreement
between the grantee and subrecipient.
Program Income Plan
NSP Program Income Plan, updated December 18, 2015 Page 2 of 7
The City will comply with the following to use program income funds according to NSP regulations and
guidelines.
1. Restrictions
Program Income funds are limited by the following restrictions:
• 100% of all program income funds receipted must be used toward an eligible use as established
below.
• NSP funds must be expended on project activities that meet a National Objective.
• At least 25% of all program income funds receipted must be used to benefit low income
households (less than 50% Area Median Income) and must be tracked to report compliance to
Commerce).
• No more than 10% of all program income funds receipted may be used for expenses related to
program administration.
• All NSP program income funds must follow the NSP Federal Register Notice, State of Montana
Substantial Amendment, NSP Grant Administration Manual, the applicable Department of
Housing and Urban Development (HUD) regulations, and all other applicable federal regulations.
2. Eligible Uses
The City has identified the following Eligible Uses(s) for which program income may be used. Only
the following may be used as eligible expenditures:
• Eligible Use A: Financing Mechanisms
Eligible Use A may only be used for financing mechanisms to acquire an eligible property
and funds cannot be used for foreclosure prevention.
• Eligible Use B: Acquisition Rehabilitation
• Program Administration and Planning (in combination with an eligible use)
3. Cash Management
All NSP program income generated by NSP-funded activities will be retained in a separate interest
bearing NSP program income account held at the local level.
All NSP program income must be disbursed for eligible NSP activities.
The Grantee will be allowed to use the NSP program income to meet the used/obligated
milestones. Furthermore, any NSP program income funds that are not shown to be
used/obligated on the Grantee's next NSP Program Income Report may be returned to
Commerce. Program Income should be expended in 12 months of receipt or returned to
Commerce, unless otherwise agreed upon between Commerce and the City. This information
will specifically be included in program income reports submitted to Commerce.
If program income generated from all sources does not exceed $25,000 in a program
year for entitlement or state the grantee shall utilize the funds for administration or
include the funds in another CDBG activity if reviewed and approved by Commerce.
(see section 6. Reuses of NSP Program Income)
NSP Program Income Plan, updated December 18, 2015 Page 3 of 7
• If program income generated exceeds $250,000 per year, the 25% set -aside
requirements must be met.
The Grantee will incorporate within subrecipient agreements such provisions as are necessary to
ensure compliance with the requirements of this paragraph, including the requirement that
program income be remitted to Commerce. The City has entered into a Sub -Recipient Interlocal
Agreement with Community Action Partnership of Northwest Montana (CAPNM) to administer
the NSP 3 Program Income.
4. General Administration (GA) Cost Limitation
The Grantee will be allowed general administrative costs of up to ten percent (10%) of all NSP
Program Income expended during each fiscal year. This information will be included in program
income reports submitted to Commerce.
S. Financial Management
The financial process for handling of funds following receipt of program income involves CAPNM
Fiscal Department staff. Staff registers receipt of NSP program income. Fiscal staff deposits the
program income checks in the designated fund. It is tracked through CAPNM's MIP Software.
The acquisition of foreclosed, vacant or abandoned properties follows a process identified in the
City's Sub -Recipient Interlocal Agreement approved by the City Manager and the CAPNM Executive
Director. It authorizes CAPNM as the Sub -Recipient to approve and execute the purchase
transactions of foreclosed, vacant or abandoned properties. CAPNM is also authorized to execute
contracts for rehabilitation and to execute sales documents to income -eligible households.
CAPNM has a subject property appraised and inspected for suitability and will recommend
acquisition. Maximum purchase price is set at one percent less than the appraised value of the
property. A closing is scheduled and the property is insured, slated for snow and landscape
management, and utilities are transferred.
Following acquisition, CAPNM creates a final scope of work from the completed inspections. Bids are
generated via contractor(s) and procured through the NSP/CDBG procurement process. The
Construction Agreement is created, reviewed and approved by CAPNM staff and signed by the
contractor(s). CAPNM is also responsible for contract management. All related materials are
provided to the City upon request.
The Purchase Requisition, with accompanying executed Construction Agreement, is entered into
CAPNM's MIP accounting system and then routed for approval through the following channels: NSP
Coordinator, Housing Director, and Executive Director, according to CAPNM's Fiscal Policies and
Procedures.
Inspections and building permit activities must be conducted prior to payment being issued for work
completed. Contracts are monitored by CAPNM and activities are reported to the City for
compliance during regular reporting.
When rehabilitation is complete, an appraisal is ordered to assist CAPNM staff in determining
purchase price. CAPNM notifies current income -eligible applicants of property availability on a first -
come, first -served basis. CAPNM performs applicant eligibility review and approval. Closings are
scheduled and conducted with the title company and the property is transferred to the new owner.
Program income is received from the sale and checks are deposited as noted above.
CAPNM provides the City copies of all required documents following the property closing.
NSP Program Income Plan, updated December 18, 2015 Page 4 of 7
Recaptured funds would also be deposited and utilized to further the NSP program as noted above.
The Grantee and Sub -Recipient are audited annually via independent auditing firms for federal and
financial compliance.
6. Reuses of NSP Program Income
The Sub -Recipient will be allowed to use earned NSP program income for eligible NSP activities in
the areas of greatest needs listed in the Grantee's Application and in Exhibit B of the NSP Standard
Agreement.
Program income will remain with the CAPNM and will be used according to NSP eligible uses
specified in section 3. Cash Management of this plan, Appendix D, A. Management Plan, of the Sub -
Recipient Interlocal Agreement, or unless otherwise amended by the City for use or CAPNM fails to
comply with the requirements to reuse the funding. CAPNM will use funds for NSP activities, or
funds will be returned to the City (if under $25,000) to be used for other CDBG projects or as
approved by Commerce.
All program income generated by activities funded by NSP grants will be placed in a separate
interest bearing NSP program income account. There will be no commingling of NSP program
income funds with other program income funds.
7. Reportin;
The Grantee and sub -recipient shall comply with all NSP reporting requirements including NSP
Program Income Annual Report to Commerce as required and identified in the Frist Amended and
Restated Sub -Recipient Interlocal agreement.
8. Federal Overlay Compliance
CAPNM shall ensure that the use of NSP program income under this plan complies with all federal
overlay requirements including, but not limited to:
- Citizen participation - Labor standards
- Environmental review - Acquisition and relocation
- Equal opportunity - Procurement
- Section 3 employment - Maintenance of adequate accounting and
- Lead -based paint recordkeeping systems
Plan Revisions
Commerce will consider each request to determine whether the amendment is substantial and will
analyze the impact of the proposed modification. Commerce will consider amendments to the scope of
activities and budget that have similarity to the original major components of the project. The CAPNM
has the authority to propose amendments and revisions to this document with City and Commerce
approval. The Grantee agrees to update this document if additional guidance from Commerce is
received regarding the contents of the plan.
Documents Incorporated by Reference
All application materials, contracts, contract amendments, management plans, prior reporting and
certifications and resolutions submitted to Commerce remain in full force and effect for the duration of
this period of affordability.
NSP Program Income Plan, updated December 18, 2015 Page 5 of 7
These certifications are made under penalty of perjury under the laws of the State of Montana.
SIGNATURE OF CERTIFYING OFFICIAL:
Doug R ss II, City Manager
City of Kalispell, Montana
SIGNATURE OF SUB -RECIPIENT CERTIFYING OFFICIAL: RJ 1.0.LQ, C,_[:�YJ'fAb.,
Tracy Diaz, E ecutive Dire gr
Northwest Montana Human Resources
dba Community Action Partnership of
Northwest Montana
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ACCEPTED
Montana Department of Commerce:
Signature
Printed Name / Title
Date
NSP Program Income Plan, updated December 18, 2015 Page 6 of 7
These certifications are made under penalty of perjury under the laws of the State of Montana,
SIGNATURE OF CERTIFYING OFFICIAL;
Doug R ss II, City Manager
City of Kalispell, Montana
SIGNATURE OF SUB RECIPIENT CERTIFYING OFFICIAL: ILL
Tracy Diaz, decutive Diredf6r
Northwest Montana Human Resources
dba Community Action Partnership of
Northwest Montana
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ACCEPTED
Montana Department of Commerce:
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PROGRAM INCOME - TITLE I CERTIFICATION
Amendments to Title I of the Housing and Community Development Act require that local governments
continue to spend all program income for eligible Neighborhood Stabilization Program (NSP) grant
activities according to all Title I requirements, even after close out of the NSP project. The following
certification is to be executed by the chief local government official to certify for every program income
report to Commerce that these requirements have been met.
Certification
I hereby certify that all program income expenditures generated by NSP activities for the City of Kalispell
were expended for eligible NSP activities, according to requirements of Title I of the Housing and
Community Development Act of 1974, as required by amendments to the Act dated October, 1992.
Doug Russell, City Ma ger
Chief Local Government Official
Date
Tracy Diaz, EOecutive Director')
Northwest Montana Human Resources
dba Community Action Partnership of Northwest Montana
e ' I
Date