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Resolution 3766 - Authorizing Immanuel Lutheran Home Project and BondsRESOLUTION NO, 3766 A RESOLUTION AUTHORfZTMC A PaOJECT UNDER TITLE 90, CHAPTER 5, PART 1, nC);,TANA CODE ANNOTATED, AND THE SALE AND ISSUANQ OF VIRST MORTGAGE, HO��STNG REVENUE BONDS (I:�i:lANUEL LUTHE Ai; HOME PROJECT), SERIES 193 ;Oi•�L P„ LCT , AND AUTHORIZING THE EXECUTION AND DELIVERY OF THE BONDS S NECESSARY t�Oc,D� t��ID DOCUMENTS. ';E IT RESOLVED by the City Nont�.na ( the City) follows: Council, of t} e City '--of_`. Kalispell, -- , as -- Section 1. Authorization and -Recitals. 1 1.01. General Authority. The City is authorized by Title 90, Chapter 5, Parr 1, Montana Code Annotated (the "Act") to issue revenue bonds for the purpose of defraying the cost of acquiring or improving projects consisting of real and personal properties suitable for use in manufacturing, industrial -and commercial enterprises, including multifamily housing facilities, and to loan the proceeds of such bonds to others to pay such costs upon such terms and conditions as the governing body of the City -shall deem advisable and as shall not conflict with ,the provisions of the Act. 1.02. Pro used Project and Bonds. Representatives of Immanuel .Lutheran Home (the Borrower) have proposed that the City, acting under and pursuant to the Act, issue and sell its First Mortgage Housing Revenue Bonds (Immanuel Lutheran Home), Series 1987, in an aggregate principal amount of $6,545,000 (the "Bonds"), for the purpose of defraying the costs of constructing and equipping a building and related improvements (the "Project") suitable for and to be used as a multifamily housing facility for the elderly. Pursuant to the proposal, the proceeds of the Bonds will be loaned by the City to the Borrower, and the Borrower will agree to apply the proceeds to the payment of costs of the Project and to make payments sufficient to pay the principal of, premium, if any, and interest on the Bonds when due. The City will grant a security interest in certain revenues and payments to be received by" one City under. T,- Loan Agreement (as hereinafter defined) to a Trustee (as hereinafter defined) and the Borrower will lie obligated to pay all costs of the Project in excess of the Bond proceeds available therefor. 1.03. Public Hearing and Prior Approval. At a public- hearing, duly noticed and held on August 3,y 1987, in accordance with Section 147(f) of the Internal Revenue Code of 1986, as amended (the. "Code") on the proposed issuance of the Bonds, all parties who appeared at the hearing were given an opportunity to express their views with respect to the issuance of the Bonds. On August 19, 1987, this Council gave preliminary approval to the Project and the issuance of the Bonds. 1.04. Project Costs. The Borrower and the Purchaser have advised this Counsel and this Counsel hereby finds that the estimated costs of the Project at the present time are approximately as follows: Construction and Equipment Costs Costs of Issuance Financed out of Bond Proceeds Other Issuance and Organization Costs Construction Period Interest Working Capital Reserve $6,662,680 130,900 289,350 637,445 5,423 Total 7,725,798 All costs of the Project in excess of the proce;=.ds of the Bonds av2il able therefore are faquir£ to by 021 & b`J 1.0�. i%; i?T`_.t117i l0rMS OiL il•.. L�•ii _..7 doCI-i'm n-_S rl[i l i'•i Ll"t'n p: l't.,. l'�7 i�: SL;7ii. �C'l n4 C:our.0 . iCj �? P.e r f�'- ' C' r _ 1 iJt l i t : l'a r t n� � J /L o� 1 c: l * Clc__.. (cam) A 1.,._ CC' ME'.(1t tl.iC LD?n Ci%t=-n to bf Q::tt`'-Ci, <?S of 0CtC:7C1 , 1987, p r c P c s e d to Df_ maCie L.lid enrcd into bott,.Tocn. zho City z.nd First TrusC Company of 1"10ntL.nl as trustee ( the "Trustee," ) ; (b) An Indenture of Trust the "Indenture"), to be dated as of October 1, 1987, proposed to be made and entered into between the City and First Trust Company of Montana, as trustee (the "Trustee"); (c) A Bond Purchase. Agreement the "Bond Purchase Agreement"), to be dated October. 1987 proposed to be made and entered into among Norwest Investment Services, Inc. (the "Purchaser"), Norwest Bank Minneapolis, National Association (the "Bank"), the City and the Borrower; (d) A Mortgage, Security Agreement, Assignment of Rents and Leases and Fixture Financing Statement (the Mortgage), to be dated as of October 1, 1987, proposed to be made and entered into between the Borrower and the Trustee; (e) A Reimbursement Agreement (the "Reimbursement Agreement" ) , to be dated as of October 1, 1987, proposed to be made and entered into between the Borrower and the Bank; (f) A Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Financing Statement (the "Bank Mortgage"), to be dated as of October. 1, 1987, proposed to be made and entered into between the Borrower and the Bank; and (g) A Remarketing Agreement (the "Remarketing Agreement"), to be dated October , 1987, proposed to be made and entered into among the City, the Borrower, the Trustee and the Purchaser. (h) A Preliminary Official Statement dated October 6, 1987 (thy "Official Statement") containing certain information regarding the City, the Borrower, the Project and the documents set forth above, whereby the Purchaser will offer the Bonds to investors. Section 2. Findings. It is hereby found, determined and declared that: (a) the Project comprises real and personal properties which shall be suitable for use in connection with a multifamily housing facility as contemplated by the Act; (b) in authorizing the Project the City's purpose is and in its judgment the -effect thereof -w11l be to promote the public welfare by encouraging the location of a multifamily housing facility for the elderly in the City, thereby encour- aging the development and use of the available resources of the City, Flathead County, and the State; improving employment opportunities of present and future residents of the City; providing necessary housing facilities and stimulating renewal and redevelopment of the area; (c). the acquisition and construction of the Project, the issuance and sale of the Bonds, the execution and delivery of the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement and the performance of all covenants and agreements of the City contained in the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement and of all other acts and things required under. the Constitution and laws of the State of Montana to make the Loan Agreement, the Indenture., the Remar- keting Agreement and the Bond Purchase Agreement and the Bonds valid and binding obligations in accordance with their terms, are authorized by the Act; 1 1 1 (d) the issuance and sale of the Bonds, the acquisition and construction of the Project and the financing of the Project by the City for the benefit of the Borrower is in the public interest of the City and its citizens; (e.) it is desirable that the Borrower be authorized, subject to the terms and conditions set forth in the Loan Agreement, which terms and conditions the City determines to be necessary, desirable and proper, to provide for the acqui- sition, construction and equipping of the Project by such means as shall be available to the Borrower and in the manner determined by the Borrower, and with or without adver- tisement for bids as required for the acquisition and construction of municipal facilities; (f) ---it is desirable that the Bonds be issued by the City upon the terms set forth in the Indenture, under the provisions -of which the City grants to the Trustee a security interest in certain revenues and payments to be received by the City under the Loan Agreement as security for the payment - of the principal of, premium, if any, and interest on the Bonds; (g) - the loan repayments contained in the Loan Agreement will produce income and revenue sufficient to provide for prompt payment of principal of and interest on all Bonds issued under the Indenture when due; and the Loan Agreement also provides that the Borrower is required to pay all expenses of the operation and maintenance of the Project, including, but without limitation, adequate insurance thereon and insurance against all liability for injury to persons or property arising from the operation thereof, and all taxes and special assessments levied upon or with respect to the site of the Project and payable during the term of the Loan Agreement; (h) the execution and delivery of the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement will not conflict with, or constitute on the part of the City a breach of or a default under, any existing agreement, indenture, mortgage, lease or other instrument to which the City is subject or is a party or by which it is bound; provided that this finding is made solely for the purpose of estopping the City from denying the validity of the Loan Agreement,. the Indenture or the Bond Purchase Agreement by reason of the existence of any facts contrary to this finding; (i) no litigation is pending or, to the best knowledge of the members of this Council, threatened against the City questioning the organization or boundaries of the City or the right of any officer of the City to hold his or her office,'or in any manner questioning the right and power of the City to execute and deliver the Bonds, or otherwise questioning the validity of the Bonds or the execution, delivery or validity of the Loan Agreement, the Indenture, the Remarketing Agreement or the Bond Purchase Agreement, or questioning the appropriation of revenues to payment of the Bonds or the right of the City to loan the proceeds of the Bonds to the Borrower; (j) all acts and things required under the Constitution and the laws of the State of Montana to make the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement the valid and binding obligations of the City in accordance with their terms will have been done upon adoption of this Resolution and execution of the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement; provided that this finding is made solely for the purpose of estopp.ing the City from denying the validity of the Loan Agreement, the Indenture, the Remar- keting Agreement and the Bond Purchase Agreement by reason of the existence of any facts contrary to this finding; (k) under the provisions of the Act and as provided in the Loan Agreement and Indenture and stated on the face of the Bonds, the Bonds are limited obligations of the City payable solely from loan repayments from the Borrower (except to the extent payable from proceeds of the sale or condemnation of the Project or insurance proceeds therefrom) and do not constitute a pecuniary liability of the City or a charge against its general credit or taxing powers; and (1) the City is duly organized and existing under the Constitution and laws of the State of Montana and is .authorized _ to issue the Bonds in accordance with the Act. 3. Authorization and Approval of the Project and Documents. The City is hereby authorized to finance part or all of the costs of the Project as presently estimated under Section 1.04, and to pledge and assign the Loan Agreement and the loan repayments due thereunder, all as provided in the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement. The forms of the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement referred to in Section 1.05 are approved subject to such modifications as are deemed appropriate and approved by the City Attorney and the. Mayor, which approval shall be conclusively evidenced by execution of the Loan Agreement, the Indenture, the Remarketing Agreement, the Bond Purchase Agreement and the Bonds by the Mayor and the City Clerk and where required, the City Treasurer. The Mayor and City Clerk are directed to execute the Loan Agreement, the Indenture, the Remarketing Agreement and the Bond Purchase Agreement. The City authorizes the distribution of the Official Statement to prospective purchasers of the Bonds with such variations, insertions and additions as the Mayor or City Attorney may deem appropriate. Copies of all of the documents shall be delivered, filed and recorded as provided therein. The Mayor, the City Clerk and the City Treasurer are also authorized and directed to execute such other instruments as may be required to give effect to the transactions herein contemplated, including the defeasance of City's First Mortgage Nursing Horne Revenue Bonds (Immanuel Lutheran Home Project) Series 1976 and the transfer and release of the City's interest in the Nursing Horne facility funded by such bonds. 4. The Bonds; Terms, Sale and Execution. The City hereby authorizes the issuance of the Bonds in an aggregate principal amount not to exceed $6,545,000, in the form and upon the terms set forth in the Indenture and this resolution. The Bonds shall bear interest at rates agreed to by the Purchaser, the Borrower and the City, provided that no such rate nor the net effective interest rate shall exceed nine percent'per annum. The Mayor and the City Clerk are authorized to approve the final principal amounts and interest rates. The Bonds are hereby sold to the Purchaser at a price not less than 95% of the principal amount hereof and upon the terms contained in the Bond Purchase Agreement. 4.02. Execution. The Mayor, the City Clerk and, where required, the City Treasurer are hereby authorized and directed to execute the Bonds as prescribed herein and in the Indenture and to deliver them to the Trustee, together with a certified copy of this resolution, the other documents required in the Indenture, and such other certi- ficates, documents and instruments as may be appropriate to effect the transactions herein contemplated. 4.03. Modifications, Absence of Officers.- ---The approval hereby given to the various documents re erred to above includes an approval of such modifications thereto, deletions therefrom and additions thereto as may be necessary and appropriate and approved by the City Attorney and the Mayor prior to the execution of the documents. The execution of any instrument by the appropriate officer or officers of the City herein authorized shall be conclusive evidence of the approval of such documents in accordance with the terms hereof. In the absence or disability of the Mayor, any of the documents authorized by this resolution to be executed may be executed by the acting Mayor, and in the absence. or disability of the City Clerk by such officer of the City who, in the opinion of the City Attorney, may execute such documents. v Section 5. Authentication of Proceedings. The Mayor., City Clerk and other officers of the City are authorized and directed to furnish to the Purchaser and bond counsel certified copies of all `proceedings and records of the City relating to the Bonds, and such other affidavits and certificates as may be required to show' the facts relating to the legality and marketability of the Bonds as such facts appear from the books and records in the officer's custody and control or as otherwise known to them; and all such certified copies, certificates and affidavits, including any heretofore furnished, shall constitute representations of the City as to the truth of all statements contained therein. Section 6. Qualified Tax -Exempt_ Obligations. The City hereby determines and declares that the City does not reasonably anticipate to issue in calendar year 1987 tax-exempt obli- gations in an aggregate principal amount greater than $10,000,000 (exclusive of Private Activity Bonds as defined in the Code). The City hereby specifically designates the Bonds as "qualified tax-exempt obligations" within the meaning of Section 265 of the Code, and covenants that it will not in any event designate in calendar. year 1987 more than $10,000,000 of its obligations as such "qualified tax-exempt obligations". Section 7. Effective Date. This Resolution shall be effective immediately upon its final adoption. PASSED BY THE CITY COUNCIL OF THE CITY OF KALISPELL AND APPROVED BY THE MAYOR THIS 19th DAY OF OCTOBER, 1987. h4q )K� , nd"! enned Jr., Mayor ATTEST: City erk-Treasurer 1, the undersigned, City Clerk of the City of Kalispell, certify that the foregoing is a true copy of the Resolution pas3ed by the City Council of the City of Kalispell., Montana at a regular oeeting held City Clerk of the City of Kalispell