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Cornerstone letter of creditValley Bank of Kalispell 41 3rd Street West/PO Box 48 Kalispell, Montana 59901 (406)752-7123 L/C Number: 1295 RE: IRREVOCABLE COMMERCIAL STRAIGHT LETTER OF CREDIT City of Kalispell 312 1 st Ave. East Kalispell, MT 59901 Attention: Sean Conrad Representative Title: Senior Planner Phone:(406)758-7940 Sir, Madam: Upon the request of Cornerstone Community Church, we, Valley Bank of Kalispell (the Issuing institution) have established this Irrevocable Commercial Straight Letter of Credit in your (Beneficiary) favor, up to an aggregate amount of Thirty-six Thousand One Hundred Seventy- seven and 08/100 Dollars ($36,177.08). Payment to you will be made upon presentation of a sight draft drawn on us. This Letter of Credit must be presented with your drawing. A draft must bear upon its face the statement "Drawn under Letter of Credit No. 1295." - This Credit is not transferable. Any successor or assignee of the Beneficiary will not constitute a transferee of Credit. We will honor a draft drawn and presented under and in compliance with the terms of this Letter of Credit if presented to us at our address set forth above at or before November 16, 2010, The Uniform Customs and Practice for Documentary Credits (hereinafter called the "UCP") as most recently published by the International Chamber of Commerce (ICC) shall in all respects be deemed a part hereof as fully as if incorporated herein and shall apply to the Credit. This Agreement shall be governed by and co stored in accordance with the laws of the state of Montana, United States of America, except to the extent such laws are inconsistent with e UP. Va Bank of Kalisp41 B osenbeTFon^- — ate Its: President 0 2004-2007 Copyright Compliance Systems, Inc. 1 FF4-COB9 - 2007.01.68 v, ww.compliancesys1s,ns. Door Three Rivers Bank of Montana Date: April 6, 2009 Three Rivers Banlz of Montazza is indepenteiAly owned and locally operated and is a vital contributor of time, talent, and resources to the communities we serve. We are dedicated to enlianeing our shareholders value, and committed to makizrg our work erivirourneut enjoyable, educational, and fulfilling. IRREVOCABLE LETTER OF CREDIT Letter of Credit No. 040609A City of Kalispell 312 — 1 sc Ave. East Kalispell, Montana 59901 Attention: Sean Conrad Senior Planner Kalispell Planning Department Dear Mr. Sean Conrad: We hereby establish in your favor our Irrevocable Letter of Credit # 040609A for the account of Valley Bank of Kalispell, available by your drafts at sight up to an aggregate amount of $74,256.16. Should Valley Bank of Kalispell default or fail to complete the improvements under the terms specified. We shall pay on demand your sight draft or drafts for such funds, to the limit of credit set forth herein, as are required to complete said improvements. All drafts must be presented prior to 11/16/2010 and this Letter of Credit must accompany the final draft for payment. Drafts drawn hereunder must be by sight draft marked: This credit is subject to the most recent edition of the Uniform Customs and Practice for Documentary Credits, published and copyrighted by the International Chamber of Commerce or "the Uniform Commercial Code" #500. Sincerely, Sen or 4ice Pres�den Greg A. F le t A. ergo = SUSAN A. BIRDSILL NOTARY PUBLIC MONTANA xtar scat Residing at Marion, Monhana a° if NAon��al�` 5% My Camm, Expires---L� ATTEST: Vice President/Cashier A.511 n ,, NOTARY PUBIC Iv11D iAN1A ti0'C.AAr,4l ' * g�;pr, � � Residing at Marlon, Montana ofM1'� My Comm.Explres'���` Subscribed and sworn T,re me this .'? day of 1, 2C09 l No'tgry Public of the County of Flathead My commission expires lc5 Residing atZ �, State of Montana Subscribed and sworn To before me on this__a day o ci,2009 Not ry Public of the County of Flathead My commissiopn expires t5-35�t) Residing atAU42-1�1 , State of Mo tana 233 E. Idaho • Y.O. Box 7250 • Kalispell, MT 59904-0250 • 406-755-4271 • Fix 4o6-257-0219 • 1-800-772-7968 552 N. Meridian B—k • Kalispell, MT 59901 • 406-755-54,32 • Fax 406-257-0212 1'ii_hszt*: www.threenvexshanizmontana.com MEMBER F.D.LC.